A baby on the way
The first time someone depends on you having written things down.
Accounts, documents and a letter of yours in one encrypted place. We check in from time to time: while you answer, nothing opens.
3 months at no charge. Then $90 the first year.
Mar 14, 2026 · 9:12 AM
Next one already scheduled
01Why now
There is almost always a specific date behind a decision like this. If one of these lands in your month, that is your reason.
The first time someone depends on you having written things down.
A date on the calendar and a week of questions nobody wants to ask out loud.
The moment you stop being the child and start being the one who sorts it out.
The test that came back odd, the accident that almost happened. After that it does not leave you.
The rest is structural. A vault only helps if it exists before it is needed.
02The mechanism
1 — You set it up
Files in the vault. A letter for the people you name. The email and phone where we reach you. Change any of it, whenever.
Active Life Verification is on
2 — We check in
A short message, by email and SMS. You answer and the clock resets. Nothing else.
Hi Ana, this is your scheduled check-in. Tap the link to confirm and we'll leave you alone until the next one.
Clock reset · vault stays sealed
3 — Only silence starts the handover
If the full sequence goes unanswered, each person you named gets a private link at their email, valid for 30 days. Every download is logged.
Check-in sent
Email + SMS
Reminder 1
No answer yet
Reminder 2
No answer yet
Final reminder
No answer yet
Handover begins
Invitations sent to 3 named grantees
Nobody opens anything while you keep answering. Not the people you named, not us. Every access is logged.
Sent to
elena.m@personal-email.com
Private link · opened Mar 30, 2026
Start with the file called accounts-and-logins. The mortgage is with the credit union on Third, and Rosa there already knows us.
03Before anything else
Easy to file under the wrong category. So, plainly:
Documents, policies, credentials, letters: kept under bank-level encryption.
Nothing leaves the vault while you're answering check-ins. Take that condition away and this is a shared folder.
You name the people. Everyone gets your letter, and on the top plan you decide which files reach which hands.
What matters here is arrival, not redundancy. Keep the 40,000 photos elsewhere. Put here the twelve files your family will have to find.
It doesn't move property or name an executor. It covers what a will can't hold: passwords, logins, and who to call first.
Nothing autofills from here. This is the copy that opens once, for the people you named.
04The gap
Mortgages, accounts, policies, subscriptions, the two-factor codes that unlock all of it. They know these things exist. They don't know where, or who to call first. That map lives in your head.
None of this needs a tragedy to be worth fixing. It needs what only you know, written down somewhere that knows when to open.
05What you set up
5.1Digital Vault
Policies, deeds, tax records, account lists, the scan of the thing in the drawer. Kept in one place, under bank-level encryption.
5.2Instruction Letter
Write the letter only you could write: where things are, who to call, what to do first. On the top plan, you choose which file goes to which person.
Start with the file called accounts-and-logins. The mortgage is with the credit union on Third, and Rosa there already knows us. Don't cancel the car insurance before you talk to her.
The password for the email is in the account list. Everything else resets through it.
5.3Active Life Verification
We check in by email, and by SMS if you add your phone. Answer, and nothing changes. Miss one and you get reminders, not a delivery.
Next check-in
Apr 13, 2026 · not sent yet
Check-in confirmed
Mar 14, 2026 · 9:12 AM
Check-in confirmed
Feb 12, 2026 · 7:41 PM
Check-in confirmed
Jan 13, 2026 · 8:03 AM
Every plan comes with the document templates: a documents index, an account inventory, a legacy letter, a folder structure and a review schedule. They live in your dashboard.
06The question everyone asks second
Exactly what happens when you can't reach your phone.
A single unanswered message isn't a signal. A full sequence of reminders has to go unanswered first. A lost phone, a long flight, a hospital stay: the sequence exists so none of those reads as silence.
Reminders go to your email, and to your phone if you added one, so you don't need the original device. A laptop, a borrowed phone, a hospital tablet: one answer stops the countdown. Nothing is partially delivered in the meantime.
Every check-in we send and every answer you give is timestamped in your audit trail. If you're not sure you confirmed, you can look instead of wonder.
If a handover ever fires while you're recovering, it lands wherever you pointed it. Name at least one person who'd realistically be at your bedside or holding your keys.
One limit, stated plainly: there's no away mode, and nobody can answer a check-in for you. Only you can confirm you're here.
07What you already have
Most of these are good ideas. My Lasts sits next to them, not instead of them.
| The alternative | What it does well | Where it stops |
|---|---|---|
| A lawyer and a will | Legally binding. Moves property, names an executor, holds up in probate. You should still have one. | A will is read weeks later, and it can't hold your passwords or 2FA codes without publishing them into the court record. Updating it means going back to a lawyer. My Lasts holds the operational layer: credentials, the account map, the do-this-first note. You update it yourself. |
| A password manager | Excellent at daily security, and most have some form of emergency access. Keep using it. | Emergency access hands over the vault as it is: a list of logins in the order you saved them. Nothing says which account holds the mortgage, or which subscription to cancel first. My Lasts is the explanation: a letter written to one person, with the right files attached to it. |
| A shared folder in the cloud | Free, instant, and everyone already knows how to open one. | Sharing is either on now or off forever. Either your family can read everything today, or the folder dies with the account and its 2FA. My Lasts is a folder with a condition: sealed while you're checking in, opened by invitation when you stop, every download logged. |
| Just telling your family | Free, human and probably the right instinct. Have the conversation anyway. | Spoken information decays. People misremember the bank, the broker's name, the year. Told once in 2019, recalled under grief in 2031. My Lasts is that same conversation, written once, kept current, and delivered when they need it. |
| Google's Inactive Account Manager | Free, built into the account you already use, and it fires on its own: after 3 to 18 months without activity it notifies up to 10 people and can hand them the Google data you picked. | It hands over Google data and nothing else — not the bank, the broker, the insurer or the passwords, which never leave your Google account. And it delivers files with no note saying which one matters first. My Lasts covers every account you have, wherever it lives, with a letter that explains the order. |
| Apple's Legacy Contact | Free, takes two minutes to set up, and gives the people you name a real path to your photos, notes and documents in iCloud. | It opens on a death certificate, so it does nothing while you are alive but unreachable, and it never opens your Keychain — the passwords stay locked. Apple data only, and access expires after three years. My Lasts opens when you stop answering, whatever the reason, and access is granted per grantee. |
Scroll the table sideways to see the full comparison.
My Lasts sits next to the will and the password manager. It covers the layer neither one reaches.
3 months at no charge. Then $90 the first year.
08Pricing
Every plan includes the encrypted vault, your instruction letter, Active Life Verification, and a record of every check-in, access and download. Plans differ in storage, how many people you can name, which file formats are accepted, and per-grantee file routing.
Everything your family would need, with room for the documents that matter
$60 / year
Billed once a year
No limits on storage, files or people you name
$120 / year
Billed once a year
$90 the first year and $120 a year after that. New subscriptions only.
Everything in Essential, plus:
One charge a year, no monthly option and no setup fee. Plans renew automatically and we email you before every renewal date; a plan bought on an intro offer renews at the plan price once the offer year ends. Cancel any time to stop renewals. The year you already paid is not refunded and you keep full access until it ends.
Compare every feature side by side09Straight answers
Sustained silence, or a date you set. By default we reach out periodically by email and SMS, and any single answer resets the clock. Missing one message does nothing; only a full unanswered reminder sequence sends invitations to the people you named. If you'd rather trigger on a specific date, you can choose that instead. Nothing is triggered by anyone else.
One missed message is never enough to start anything. Reminders go to your email, and to your phone if you added one, so you can confirm from any device: a laptop, a borrowed phone, a tablet at the hospital. Every check-in and answer is timestamped in your audit trail, so you can always check where you stand. When you choose grantees, name at least one person who'd be at your side in an emergency.
Your files are stored with us, under bank-level encryption. The difference is the condition: a backup gives you a second copy of everything; My Lasts gives specific people specific files at a specific moment. It's the short list, not the whole archive. Leave your photo backups where they are. Put here the twelve things your family would have to find.
No, and it isn't a substitute for one. A will transfers property and names an executor. If you don't have one, get one. My Lasts covers what a will can't safely hold: passwords, account maps, logins, and instructions that would end up in the public record. The two work together.
Everything you store travels encrypted with TLS 1.2+ and is stored encrypted with AES-256. On our side, access is limited to the few people and systems that need it, and every action is logged. Two uncomfortable facts: we hold the keys needed to deliver your files to the people you named, so someone other than you can open them; and we don't yet have an independent security certification to show you.
Nobody, while your check-ins are being answered. Once a handover starts, each grantee gets a private invitation link at the exact email address you entered, valid for 30 days, and every open, view and download is logged. The limit: we don't verify government ID, so access follows control of that email address. Use a personal one, not a shared family inbox or a work account they could lose.
Billed once a year, at the price shown on the plan you choose. There's no monthly option. Renewal is automatic at the same price you paid, with an email before each renewal date: no introductory year, no step-up afterwards. Cancel anytime and future charges stop immediately, but the year you've already paid isn't refundable and you keep full access until it ends. After cancelling, your vault isn't deleted: your data stays stored, and reactivating your subscription brings everything back as you left it.
It's a fair question for a company about a year old. My Lasts is built and operated by LegacyVault Technologies LLC, a company registered in the United States, and we won't promise an orderly wind-down we can't prove we'd execute. What we can commit to today: your files are kept in their original formats and you can download them from your vault whenever you want, so the documents themselves never live only on our servers. Keep your own copies somewhere you control, along with what your letter says.
10Where to start
If none of those moments is yours, better. You do it once, calmly, and after that it is maintenance.
3 months at no charge. Then $90 the first year.
My Lasts is not a legal document and does not replace a will.